Author: Akudo Blessing

Akudo blessing is a writer and he aims to reach his goals one step at a time. He believes in doing everything with a smile.

Aug32021 by Akudo BlessingNo Comments

Tree stump grinding; the benefits

Finance

Have you heard of the predator stump grinders that are commonly used for different purposes today? Predator Stump Grinder is a compact machine that is used for multiple purposes like removing trees. These big machines make the operator’s life easier by offering a quick solution and making the business gain more profit. There are different suppliers of predator stump grinders that offer the products through financing to companies who need them. Tree stump grinding is often done using this predator stump grinder. If you planning to use a predator stump grinder for tree stumping, here are a few benefits to know of.1. Regaining space and improving aesthetics Tree stumps can make a tidy garden look raw and neglected but removing these stumps can make your property look better. Removing a t...

Jul242021 by Akudo BlessingNo Comments

A detailed guide to stock market strategies

Business

Following good stock market strategies is essential to earn attractive returns and protect your investment corpus from market volatility. An important aspect of your investment journey is strategising. While investing in stocks, you need to adopt certain strategies to stay in the market and earn profit. Decisions in stock markets cannot be made hastily but must be done with a sound and vigilant mind. At the end of the day, it is entirely up to you to decide which strategy suits you the best.1. EOD strategy: The EOD strategy, also known as the end of the day strategy, as the name suggests, involves trading as the market is about to close for the day. This is the time when the traders become active as they usually know at what price the market is going to settle. 2. Following the tren...

Jul172021 by Akudo BlessingNo Comments

A Standard Guide for First Time Insurance Buyers

Finance

With the growing population of the country, commuting has become quite stressful and time-consuming. However, one of the efficient ways to sneak through congested traffic and handle short commutes daily is with the help of a two-wheeler. Two-wheelers occupy minimum parking space, do not consume a lot of fuel, and help you get to your destination smoothly. If you're driving your vehicle on Indian roads, you must follow the traffic rules on the road to ensure your vehicle's safety and protect other riders on the roads. One of the easiest methods to ensure the protection of your vehicle is to buy two-wheeler insurance.What is bike insurance? A bike insurance policy is an insurance plan that provides you with financial coverage if something unfortunate happens to your vehicle (accidental...

Jul102021 by Akudo BlessingNo Comments

5 Financial Instruments You Must Consider for Your Retirement Planning

Finance

Retirement planning is the best way to organize your income for a happy and peaceful post-retirement life. However, you have to choose the correct financial instruments and the right timing to start saving based on the number of active working years for you. Financial planning for retirement should consider how you allocate the income during the employment phase towards a money-saving plan that will contribute and suffice for post-retirement needs. It should also be based on your monthly expenses, short-term and long-term financial goals with an eye on the inflation rate. Here are five financial instruments that you should include to make a complete retirement plan.National Pension Scheme (NPS):National Pension Scheme is a Central government scheme and considered one of the best sa...

Jul72021 by Akudo BlessingNo Comments

The Actual Difference between Floating and Fixed Interest Rate on Home Loan – Explained!

Loans

When availing a home loan, you have the option to choose between a fixed interest rate and a floating interest rate. The type of home loan interest rate you settle for plays a crucial role in determining your total loan cost as well as the repayment strategy. Below, go through some of the major differences between both these interest types. This will help you make a well-informed decision regarding which type of interest rate you should opt for.Fixed Interest Rate vs Floating Interest RateA fixed interest rate is a type of interest rate that remains constant throughout your loan tenure and does not fluctuate even if there are any changes in the lending rates of banks or repo rates set by Reserve Bank of India (RBI).By opting for a fixed interest rate on your home loan, you will...

Jul12021 by Akudo BlessingNo Comments

Tips to Pick the Best Health Insurance Policy

Finance

One of the best ways to protect your family's health is by picking a good insurance policy. However, it may often become a challenging task to find the best health insurance policy for yourself. If you are also struggling to find one that best suits your needs, so here are few tips for how to pick the best health insurance policy:1) Consider the medical services you need to cover A lot of health insurance policies include coverage for routine screening and preventive care, but some may not. If your family needs certain types of screenings or treatments covered by your policy, make sure that it is included in the list of what they offer before purchasing it. For instance, you can pick a Mediclaim plan for reimbursement of your medical expenses.2) Check the deductible The ...

Jun242021 by Akudo BlessingNo Comments

Does a single member LLC need a business bank account?

Business

Small business owners open LLC companies to protect their personal assets but most of us do not know if it is essential to open a business bank account when you are a single-member LLC owner. After reading this article, it will become clear if your single member LLC needs a separate business bank account or not.Legal requirements It is not technically mandatory to open a separate checking account if you are dealing with a single-member limited liability company. Additionally, there is no tax violation if you don’t open a separate business bank account for your LLC. However, the reason that it is recommended so often for even single member LLCs to open a business checking account is that using the same account for your LLC and personal finances puts your personal assets at risk in what is...

Jun242021 by Akudo BlessingNo Comments

Best Investment Options For Lumpsum Investment 2021

Business

Do you have surplus amount of cash lying around? Or maybe you had a sudden influx of substantial amount of money? Are you looking to make a lumpsum investment? Look no more. This article covers a few investment options where you can make a lumpsum investment considering your financial position in mind. Read on to know more. Following are a few best investment options for lumpsum investment in 2021:Immediate annuity plan Are you seeking for a stable and regular income? Then immediate annuity plans might just be the perfect option for you to make a lumpsum investment. Investments in these investment options are eligible for a tax deduction of up to Rs 1.5 lac p.a. u/s 80CCC* of the Income Tax Act, 1961. If you decide to go forward with immediate annuity plans, you must be aware tha...

Jun72021 by Akudo BlessingNo Comments

Lets tell you about Saira Fatah!

Finance

A girl with astounding skills and talents! The ability she possesses to beat other people and excel in every field is something that has never been seen before. Not being an accountant, I fail to realize the worth of her position and work. These words have been stated by the President of the Board as well the members of the committee who are deeply impressed by her.Leadership qualities During the hard times of Corona Virus, Saira rose as a leader and shaped the numbers through her demanding and convincing voice. She was victorious in shipping out the business and taking it to another great level. As she presented her exciting ideas, the board was all ears and the ideas were pushed forward by the executive directors. Due to her extreme efforts, the company was benefitted with 2 million...

Jun12021 by Akudo BlessingNo Comments

Benefits of using a health insurance broker working with multiple carriers.

Finance

If you find it hectic to buy health insurance, you can seek a health insurance broker. The insurance policy you may be getting for your own self, any member of the family or you are the owners who wants to buy insurance for his employee. Whatever, the season is health insurance can be beneficial to you up to much extent. Especially when the process is done by a broker it can be a very time preserving and convenient phenomenon.Who is a health insurance broker? A health insurance broker is a person who helps you to get the best insurance plan. He is a licensed professional person who guides you in the complete process of getting the health insurance plan. It can help you offer full coverage at affordable health insurance rates and take care of all the payment methods.Benefits of us...