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Author: Akudo Blessing

Akudo blessing is a writer and he aims to reach his goals one step at a time. He believes in doing everything with a smile.
How to Select the Right Home Loan in India? – Borrower’s Checklist

How to Select the Right Home Loan in India? – Borrower’s Checklist

Loans
How do you find the right home loan amidst the availability of multiple options and hundreds of questions crossing your mind? Before you make a choice, you need to understand various aspects of the loan. While the process of finding the best home loan would differ from individual to individual, some tips can help you find the right one that suits your needs. Read on. Adequate research is a mustOnce you decide to avail a home loan, do thorough market research. Consider various lenders offering home loans and the services they offer. Also, check on the interest rates, maximum tenure and application process. Even if you have a lender with whom you have dealt for years, exploring various options can help you arrive at a choice that better fits your requirements. Choose an opt...
Account Management of Small Business

Account Management of Small Business

Finance
Overseeing funds in a business is among the couple of imperative things that should be considered when beginning and doing a business. It is about productively and viably using accessible assets with a specific end goal to accomplish the destinations of the business. Budgetary administration is gone for arranging, watching, sorting out and dealing with the money related assets of a business.Little business money administration procedures Little business money administration is for the most part worried with acquirement, assignment and control of monetary assets so that a consistent and satisfactory supply of assets is kept up to maintain a business. Once the assets are close by, they ought to be used in greatest conceivable courses at low expenses and ought to be put keenly in safe en...
How to make money on Facebook

How to make money on Facebook

Business
Facebook is the largest social media network in the world. Numerous small and medium scale businesses use Facebook services and features in some form. The amount of reach and access Facebook users can have is limited only by their creativity. The platform also happens to be a sound way of generating income in a range of interesting, legitimate, and sustainable ways. Here is a look at some of them.Influencer marketing Brands strive to build a large following on Facebook. It is a numbers game. Firms almost invariably turn to influencers for help with this. Influencers are people who have created niches for themselves. These are individuals who have managed to built trust, and a sizable follower base. Influencers spread the brands’ messages in ways that the brands themselves never could. Br...
How much does Jackson Hewitt charge to do taxes?

How much does Jackson Hewitt charge to do taxes?

Finance
Jackson Hewitt is an American professional service to collect tax return information at the state level every year. The company is at the 2nd number as per its popularity is concerned. Jackson Hewitt has thousands of branches, up to 6000 all across the USA. You may hire many professionals from the world's second-largest tax collecting agency. They have headquarters in New Jersey in the United States. The company got highlighted in 2020 during the COVID-19 first wave. They raised that more than 37% of people were unemployed and didn't know about payable taxes. With the online filing facility, the company allows you to get 100% returns and accurate service. The Jackson Hewitt prices have flexibility depending on the plan you are choosing to hire a professional. Out of a total of three metho...
Everything You Need to Know About Hidden Charges in Savings Account

Everything You Need to Know About Hidden Charges in Savings Account

Finance
There’s no denying that a savings bank account can help you pool in your finances and manage them efficiently. Be it carrying out day-to-day transactions, transferring/receiving money, online shopping, or paying utility bills, a savings account can be a one-stop-solution for all your banking needs. You can also earn interest on savings account, and this makes it one of the best options to save your hard-earned money. However, before opening a savings account, it’s advisable to learn about the various charges the bank may levy on your savings account. While the type of charges and amounts may vary from one bank to another, some of most common ones are mentioned below:Non-Maintenance of Average Monthly/Quarterly Balance Most banks would require you to maintain a monthly/quarterly averag...
Taxi Firm Advantages

Taxi Firm Advantages

Business
Searching for news on a taxi service? Recommendation! Well, then you are at the right place. Here I will tell you about the advantages of taxi firms and their services. As we all know, local taxi firms are everywhere. Taxi services are known worldwide due to their safe and secure rides. People place their trust in a stranger to pick and drop them from one place to another, in addition to great service and privacy. But there are also some fake taxi service rumours. These rumours have made people terrified of the idea of a stranger driving them. But there are some desperate times when you can't just walk to your destination and get there fast; a taxi service has to be used. So, before calling a cab over, make sure you check the rating of the service with their reviews for your safety. There...

What is a Robo Advisor?

Finance
Robo advisers are completely digital platforms that provide financial services for individuals or companies. These advisors use algorithms and logical financial planning to try and provide the very best ways of investment for their clients. The process is quite straightforward, yet also highly complicated. Let’s take a look at the main functions of robo advisors and how they can help you, shall we? Visit ROSHI for more information.Robo Advisors Use Surveys to Gather Data Your robo advisor will gather user data through simple online surveys. It will then use the information gathered to make a financial plan for you. Should you give the robo advisor free reign of your financials, it will then even make the investments for you, leaving you next to nothing to do at all. The robo adviso...
How Joint Term Insurance Works

How Joint Term Insurance Works

Finance
The popularity of term insurance plans is increasing day-by-day in India, especially after the ill-effects of the COVID-19 pandemic. A term plan offers a substantial sum assured at a pocket-friendly premium provided you buy it early on in life. If you wish to know more about what is term insurance, read on. A term insurance plan is an income replacement tool that can help your family to take care of their expenses and financial aspirations in your absence. Gone are the days when men were the sole breadwinners of the family. Today, even women have climbed the corporate ladder and are playing a crucial role in running their houses. The primary purpose of investing in a term insurance policy is to provide much-needed financial security to the family if the policyholder passes away untime...
Will FD interest rates increase in 2021?

Will FD interest rates increase in 2021?

Finance
Overview Following the outbreak, depositors have been hit with a double perfect storm: they must not only sustain their income, but also gain above-inflation returns on their deposits. In 2020, the chances of obtaining a real return on fixed deposits were slim. This may change in 2021, as fixed deposit interest rates will begin to rise.Fixed deposit interest rates are expected to rise in the second half of 2021 The Reserve Bank of India's (RBI) actions in 2020 were designed to keep policy rates low throughout the year and into 2021. It also announced steps to inject liquidity into the banking system so that it can provide affordable funding and thus help the economy expand. FD rates of interest were also kept low due to the extra liquidity. Bank credit demand, on the other hand, was ...
Long-Term Investors Should Consider Investing In Gilt Funds Through SIPS

Long-Term Investors Should Consider Investing In Gilt Funds Through SIPS

Finance
Gilt funds have caught the fancy of the investors recently. Why, one may wonder. The recent mayhem in the debt funds industry and the decent returns yielded on gilt funds are the two primary reasons for it. While gilt funds have little to no credit risks, they are not oblivious to interest rate or duration risks. This is the reason why experts suggest long-term investors to invest in gilt mutual funds via SIP. But, before we delve deeper into that, let’s quickly recall what gilt funds are.What is a gilt fund? Gilt funds are a type of mutual funds that invest a majority of their corpus in Central Government securities or State Government securities (G-secs) that produce a fixed-income interest. When the government entails funding, it borrows from RBI (Reserve Bank of India), the centra...